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Open Enrollment
From - Oct. 16
Till - Nov. 03

Open Enrollment LINKS:

Decision Guide


Towns Union
Educators' Federal
Credit Union


Finance > Benefits

Benefits are provided to full-time employees (those working at least 20 hours a week) of the Towns County School System.

Please note changes to benefits can only be made outside of open enrollment if a qualifying event occurs. Examples of a qualifying event may include adoption, birth, death, divorce, or marriage. Employees may also have a qualifying event when their spouse’s employment changes and benefits are offered that were not previously offered. If a qualifying event occurs, required documentation must be submitted within 30 days of the event.

Health Insurance -

Blue Cross Blue Shield of GA  855-641-4862

United Heathcare  888-364-6352

Wellness Program Administrator 888-616-6411

Express Scripts will administer Pharmacy Benefits   877-841-5227

2017 Plan Options will be:

  • BCBS HRA Gold
  • BCBS HRA Silver
  • BCBS HRA Bronze

Each covered family member will receive their own ID card.

The tobacco surcharge of $80.00 will still be applied if you or any of your covered dependents use tobacco. 

The Towns County Board of Education pays $25.00 monthly toward each employeeÕs health premium.

For more detailed information please visit

Teacher Retirement System (TRS)- Eligible employees contribute 6.0% of their gross monthly salary to TRS. In addition, the Towns County Board of Education contributes 16.81% of the gross monthly salary to TRS.

Public School Employee Retirement System (PSERS)- The Towns County Board of Education contributes $4.00 per month September through May for eligible employees hired prior July 1, 2012. After July 1, 2012 the contribution rate is $10.00. (bus drivers, school nutrition, maintenance, custodial employees)

Social Security- Employees pay 6.2% of their gross monthly salary toward social security. The Towns County Board of Education pays 6.2% of the gross monthly salary of eligible employees.

Medicare- Employees pay 1.45% of their gross monthly salary toward Medicare. This is matched by the Towns County Board of Education.

Towns County Schools makes the following optional coverage available to its full-time employees. The premiums for these plans are the responsibility of the employee:

Open enrollment for optional coverage occurs annually beginning April 22nd and ending May 22nd. Coverage selected during open enrollment will take effect on July 1st of the same year.

All of the following benefits are offered through American Fidelity:

  • Accident
  • Cafeteria Plan
  • Cancer
  • Dental Insurance
  • Disability
  • Life
  • Long Term Care
  • Vision
  • 403B (Download)

Please select this link to access forms and additional information.

For more information on these benefits, please contact Jimmy Jackson at 1-800-450-3506, ext 6472 or by email at

Contact Information for Annuities:

  • American Fidelity Assurance 800-662-1106
  • Horace Mann Life Insurance 866-999-1945
  • Lincoln National 800-454-6265
  • The Variable Annuity Life Ins. Co 800-448-2542


Myra Underwood
Finance Director

Diane Adams
Accounts Payable